I was at my bank today. There was just a short line, one lady in front of Me .. An Asian lady who was trying to exchange yen for dollars.
 
It was obvious she was a little irritated ..
She was asking the teller, "Why it change? Yesterday, I get two hunat dolla Of yen. Today I only get hunat eighty?  Why it change?"
 
The teller shrugged his shoulders and said, "Fluctuations."
 
The Asian lady retorted , "Fluc you white people too"'